@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:wght@500;600;700&family=Inter:wght@400;500;600;700&display=swap');
:root{
 --bg:#FAF7F1;--bg2:#F3EDE1;--ink:#0C2340;--mute:#5B6B7F;--line:#E4DCC9;
 --navy:#0B2A4A;--navy-d:#081D34;--blue:#0F5C8C;--green:#146356;--green-l:#1E8A76;--gold:#B8925A;--gold-l:#D8B784;
 --card:#FFFFFF;--head:'Cormorant Garamond',Georgia,serif;--body:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
}
:root{box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
html{scroll-padding-top:96px;scroll-behavior:smooth}
*,*::before,*::after{box-sizing:inherit}
html,body{overflow-x:hidden;max-width:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:400 16px/1.7 var(--body)}
a{color:inherit}
img{max-width:100%}
.wrap{max-width:1140px;margin:0 auto;padding:0 28px}
h1,h2,h3{font-family:var(--head);font-weight:600;line-height:1.15;margin:0;letter-spacing:.002em}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.eyebrow{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.head{max-width:680px;margin-bottom:48px}
.head h2{font-size:clamp(30px,3.8vw,46px);color:var(--navy)}
.head h2::after{content:"";display:block;width:60px;height:2px;background:var(--gold);margin-top:18px}
.head p{margin:16px 0 0;color:var(--mute)}
section{padding:88px 0}
.alt{background:var(--bg2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.btn{display:inline-block;padding:14px 28px;border-radius:4px;font-weight:600;font-size:15px;text-decoration:none;border:1.5px solid var(--navy);color:var(--navy);background:transparent;cursor:pointer;font-family:var(--body)}
.btn:hover{background:var(--navy);color:#fff}
.btn.solid{background:var(--gold);border-color:var(--gold);color:#fff}
.btn.solid:hover{background:#9F7943;border-color:#9F7943}
.btn.sm{padding:9px 18px;font-size:13px}
.btn.ghost{border-color:rgba(255,255,255,.5);color:#fff}
.btn.ghost:hover{background:rgba(255,255,255,.15);color:#fff}
.row{display:flex;gap:14px;flex-wrap:wrap}

/* top nav */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:20;background:rgba(250,247,241,.94);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
nav{display:flex;justify-content:space-between;align-items:center;height:78px;gap:20px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;font-family:var(--head);font-weight:700;font-size:19px;color:var(--navy)}
.logo img{height:38px;width:auto;display:block}
.navlinks{display:flex;gap:26px;list-style:none;margin:0;padding:0;font-size:14.5px;font-weight:600;align-items:center}
.navlinks a{text-decoration:none;color:var(--mute)}
.navlinks a:hover,.navlinks a[aria-current="page"]{color:var(--navy)}
.navcta{display:none}
.burger{display:none;flex:0 0 auto;background:none;border:1px solid var(--line);border-radius:8px;width:44px;height:44px;min-width:44px;font-size:20px;color:var(--navy)}
nav{flex-wrap:nowrap}
.logo{flex:0 1 auto;min-width:0}
.logo-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
@media (max-width:940px){
 .navlinks{display:none}
 .burger{display:block}
 .cta-desktop{display:none}
 .navcta{display:block;margin-top:4px}
 .navlinks.open{display:flex;flex-direction:column;align-items:stretch;position:absolute;top:78px;left:0;right:0;background:var(--bg);padding:18px 28px 26px;border-bottom:1px solid var(--line);gap:16px;box-shadow:0 16px 30px rgba(11,42,74,.12);z-index:10}
 .navlinks .navcta .btn{display:block;text-align:center}
}
@media (max-width:420px){.logo-text{display:none}nav{height:70px}.logo img{height:32px}}

/* hero band (interior pages) */
.pagehero{background:linear-gradient(160deg,var(--navy-d),var(--navy) 60%,var(--green));color:#fff;padding:74px 0 90px}
.pagehero h1{color:#fff;font-size:clamp(36px,4.6vw,58px)}
.pagehero p{color:#CFE0D8;max-width:56ch;margin:20px 0 0;font-size:17px}
.crumb{font-size:13px;color:#B9CFE8;margin-bottom:18px}
.crumb a{color:#B9CFE8;text-decoration:none}.crumb a:hover{color:#fff}

/* cards / grids */
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:30px 26px;border-top:3px solid var(--gold)}
.card h3{font-size:24px;margin-bottom:10px;color:var(--navy)}
.card p{margin:0 0 18px;color:var(--mute);font-size:15px}
.card dl{margin:0;font-size:13px;display:grid;grid-template-columns:auto 1fr;gap:7px 12px;border-top:1px solid var(--line);padding-top:16px}
.card dt{color:var(--mute)}.card dd{margin:0;font-weight:700;text-align:right}
.ico{width:50px;height:50px;border-radius:50%;background:var(--bg2);color:var(--green);display:grid;place-items:center;margin-bottom:18px;border:1px solid var(--line)}
.ico svg{width:24px;height:24px}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.checks li{display:grid;grid-template-columns:26px 1fr;gap:12px;padding:16px 18px;background:var(--card);border:1px solid var(--line);border-radius:6px;font-size:15px;color:var(--mute)}
.checks li::before{content:"✓";width:26px;height:26px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-size:13px;font-weight:700}
.checks b{color:var(--ink)}

/* flow steps (home) */
.flowwrap{position:relative}
.rail{position:absolute;left:50%;top:28px;bottom:28px;width:3px;margin-left:-1.5px;background:var(--line);border-radius:2px}
.flow{list-style:none;margin:0;padding:0;display:grid;gap:60px;position:relative}
.fs{position:relative;display:grid;grid-template-columns:1fr 66px 1fr;align-items:center}
.node{grid-column:2;justify-self:center;width:54px;height:54px;border-radius:50%;background:var(--navy);color:#fff;font:700 24px var(--head);display:grid;place-items:center;box-shadow:0 0 0 8px var(--bg)}
.fs:nth-child(even) .node{background:var(--green)}
.fs:nth-child(odd) .ft{grid-column:1;padding-right:44px;text-align:right}.fs:nth-child(odd) .fd{grid-column:3;padding-left:44px}
.fs:nth-child(even) .fd{grid-column:1;padding-right:44px}.fs:nth-child(even) .ft{grid-column:3;padding-left:44px}
.ft h3{font-size:30px;color:var(--navy)}.ft>p{margin:6px 0 0;color:var(--mute);font-size:15px}
.fd{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:22px 24px}
.fd ul{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:14.5px;color:var(--mute)}
.fd li::before{content:"—";color:var(--gold);font-weight:700;margin-right:8px}
@media (max-width:760px){
 .rail{left:27px}
 .fs{grid-template-columns:54px 1fr;gap:0 16px}
 .node{grid-column:1}
 .fs:nth-child(odd) .ft,.fs:nth-child(even) .ft,.fs:nth-child(odd) .fd,.fs:nth-child(even) .fd{grid-column:2;padding:0;text-align:left}
 .fs .fd{margin-top:14px}
 .ft h3{font-size:24px}
}
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}

/* people / partners */
.people{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.person{background:var(--card);border:1px solid var(--line);border-radius:8px;overflow:hidden}
.pphoto{aspect-ratio:1/1;background:linear-gradient(135deg,var(--bg2),#E9E1CF);display:grid;place-items:center;color:var(--mute);font-size:13px;border-bottom:3px solid var(--gold);overflow:hidden}
.pphoto img{width:100%;height:100%;object-fit:cover;object-position:top center;display:block}
.grid5{display:grid;grid-template-columns:repeat(5,1fr);gap:20px}
@media (max-width:940px){.grid5{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.grid5{grid-template-columns:1fr}}
.pbody{padding:26px}
.pbody h3{font-size:26px;color:var(--navy)}
.prole{color:var(--green);font-weight:700;font-size:13px;letter-spacing:.04em;text-transform:uppercase;margin:6px 0 14px}
.pbody p{margin:0 0 12px;color:var(--mute);font-size:15px}
.ptags{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}
.ptags span{background:var(--bg2);color:var(--navy);padding:6px 12px;border-radius:999px;font-size:12.5px;font-weight:600;border:1px solid var(--line)}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.stat{background:var(--card);border:1px solid var(--line);border-radius:6px;padding:24px;text-align:center}
.stat b{display:block;font-family:var(--head);font-size:34px;color:var(--gold)}
.stat span{font-size:13.5px;color:var(--mute)}

/* blog */
.postlist{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post{display:block;text-decoration:none;background:var(--card);border:1px solid var(--line);border-radius:6px;overflow:hidden}
.post .th{height:120px;display:grid;place-items:center;background:linear-gradient(135deg,#DCEEFA,#E6F4E2);color:var(--blue)}
.post .th svg{width:46px;height:46px}
.post h3{font-size:20px;margin:18px 20px 8px;color:var(--navy)}
.post p{margin:0 20px 20px;font-size:14px;color:var(--mute)}
.post .meta{margin:0 20px 20px;font-size:12.5px;color:var(--gold);font-weight:700;letter-spacing:.04em;text-transform:uppercase}
article.bp{max-width:720px;margin:0 auto}
article.bp h1{font-size:clamp(30px,4vw,44px)}
article.bp .lead{color:var(--mute);font-size:18px;margin:18px 0 0}
article.bp h2{font-size:26px;color:var(--navy);margin:42px 0 14px}
article.bp p{color:#33455A;font-size:16.5px;margin:0 0 18px}
article.bp ul{color:#33455A;font-size:16.5px}
.callout{background:var(--bg2);border-left:3px solid var(--gold);border-radius:4px;padding:18px 22px;font-size:15px;color:var(--mute);margin:26px 0}

/* form */
.formcard{background:var(--card);border:1px solid var(--line);border-radius:8px;padding:34px}
form{display:grid;gap:16px}
label{font-size:13px;font-weight:700;display:grid;gap:6px;color:var(--navy)}
label .req{color:var(--gold)}
input,select{padding:12px 14px;border:1px solid var(--line);border-radius:5px;font:inherit;font-size:16px;background:#fff;color:var(--ink);width:100%}
input:invalid:not(:placeholder-shown),select:invalid{border-color:#C0392B}
.consent{display:flex;gap:10px;font-weight:400;font-size:12.5px;color:var(--mute);align-items:flex-start;line-height:1.5}
.consent input{margin-top:2px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.note{margin:0;font-size:14px;min-height:20px}

footer{background:var(--navy-d);color:#B9C7DA;font-size:12.5px;line-height:1.8;padding:44px 0 50px}
footer a{color:inherit}
footer a.btn{color:#D8B784}
footer .fgrid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:40px;margin-bottom:30px}
footer h4{color:#fff;font-family:var(--body);font-size:13px;letter-spacing:.06em;text-transform:uppercase;margin:0 0 14px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
footer p{margin:0 0 10px}
footer strong{color:#fff}
.fdisc{border-top:1px solid #1B3555;padding-top:22px}

@media (max-width:940px){.grid2,.grid3,.grid4,.stats,.people,.postlist{grid-template-columns:1fr 1fr}
 footer .fgrid{grid-template-columns:1fr}}
@media (max-width:640px){
 .grid2,.grid3,.grid4,.stats,.people,.postlist{grid-template-columns:1fr}
 section{padding:56px 0}
 .wrap{padding:0 20px}
 .pagehero{padding:48px 0 56px}
 .stat{padding:16px}
 .stat b{font-size:26px}
 .head{margin-bottom:36px}
 .card,.formcard,.who,.result{padding:24px 20px}
 .btn{padding:13px 22px;font-size:14.5px}
 footer{padding:36px 0 40px}
}
@media (max-width:420px){
 .hero-grid .stats,[style*="grid-template-columns:1fr 1fr"]{grid-template-columns:1fr 1fr}
 .stat b{font-size:22px}
 .stat span{font-size:12.5px}
}